Less Cash on the Counter - Forecasting Finnish Payment Preferences
نویسندگان
چکیده
منابع مشابه
Digital Cash Payment Systems
The recent explosion in the popularity of the Internet has been accompanied by considerable interest in using this worldwide collection of interconnected computers as a medium for commerce. While electronic commerce in general is not itself a novel concept, the dizzying pace of change in the computer networking landscape of late promises to bring with it exciting new ways for individuals and co...
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In present paper a novel approach to on-line payment is presented that tackles some issues of digital cash that have, in the author’s opinion, contributed to the fact that despite the availability of the technology for more than a decade, it has not achieved even a fraction of the anticipated popularity. The basic assumptions and requirements for such a system are revisited, clear (economic) ob...
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The main argument of this paper is that consumption and demand, like production, are discovery processes guided by trial-and-error and learning by consuming. The key question that is addressed is: how do consumers deal with innovation? By bringing together a number of threads within the innovation literature my claim is that consumers, akin to firms, follow routines that shape their consumption...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2004
ISSN: 1556-5068
DOI: 10.2139/ssrn.787667